Terms and Conditions

Last updated: November 5, 2025

Legal Agreement

These Terms and Conditions constitute a legally binding agreement between you and Fiscal Edge. By accessing our website or using our services, you acknowledge that you have read, understood, and agree to be bound by these terms along with our Privacy Policy and other applicable policies.

This document outlines the legal framework governing your relationship with Fiscal Edge, including your rights, obligations, and the limitations of our liability. We recommend consulting with legal counsel if you have questions about how these terms apply to your specific situation.

If you do not agree with any provision of these Terms and Conditions, you should discontinue use of our website and services immediately. Your continued use constitutes acceptance of these terms as they may be amended from time to time.

User Obligations and Conduct

1. Compliance with Laws and Regulations

You agree to use our website and services in full compliance with all applicable laws, regulations, and industry standards. This includes but is not limited to:

1.1 Cyprus tax laws, accounting standards, and financial reporting requirements
1.2 Data protection and privacy regulations, including GDPR where applicable
1.3 Anti-money laundering and counter-terrorism financing legislation
1.4 Intellectual property laws and copyright protections
1.5 Any other laws applicable to your business operations or jurisdiction

2. Professional Conduct Requirements

In all interactions with Fiscal Edge, you are expected to maintain professional standards of conduct. You agree to:

2.1 Provide truthful, accurate, and complete information when engaging our services
2.2 Communicate in a respectful and professional manner with our staff and representatives
2.3 Respond promptly to reasonable requests for information or clarification
2.4 Refrain from any behavior that could be considered harassment, discrimination, or abuse
2.5 Maintain confidentiality regarding proprietary information about our business practices

3. Prohibited Activities and Behaviors

The following activities are strictly prohibited and may result in immediate termination of services:

3.1 Using our services for any fraudulent, unlawful, or deceptive purpose
3.2 Attempting to circumvent security measures or gain unauthorized system access
3.3 Reverse engineering, decompiling, or attempting to extract source code from our systems
3.4 Distributing malicious software or engaging in cyber attacks
3.5 Using automated systems or bots to access our website without authorization
3.6 Copying or distributing our content for commercial purposes without permission

4. Indemnification Obligations

You agree to indemnify, defend, and hold harmless Fiscal Edge, its officers, employees, and agents from any claims, damages, losses, or expenses (including reasonable legal fees) arising from:

4.1 Your violation of these Terms and Conditions or any applicable laws
4.2 Your misuse of our services or website
4.3 Inaccurate or incomplete information you provide to us
4.4 Your infringement of any intellectual property or other rights of third parties
4.5 Any action or decision you make based on information obtained through our services

Disclaimers and Limitations of Liability

5. Disclaimer of Warranties

While we strive to provide high-quality professional services, certain disclaimers apply:

5.1 Website Content: Our website is provided on an "as is" and "as available" basis. We make no warranties regarding the accuracy, completeness, or timeliness of information on our website.

5.2 General Information: Content on our website is for general informational purposes only and should not be considered professional advice for specific situations.

5.3 Uninterrupted Access: We do not guarantee uninterrupted or error-free access to our website or services.

5.4 Third-Party Links: We are not responsible for the content or practices of external websites linked from our site.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Fiscal Edge's liability is limited as follows:

6.1 Direct Damages: Our liability for direct damages arising from professional services is limited to the fees paid for those specific services.

6.2 Consequential Damages: We shall not be liable for indirect, incidental, special, consequential, or punitive damages, including lost profits, revenue, or business opportunities.

6.3 Website Use: We are not liable for any damages arising from your use of or inability to use our website.

6.4 Data Loss: We are not responsible for loss of data or information, except where caused by our gross negligence or willful misconduct.

7. Professional Services Liability

For professional accounting services provided under a formal service agreement:

7.1 We maintain professional indemnity insurance as required by applicable regulations

7.2 Our liability is governed by Cyprus law and professional accounting standards

7.3 Specific liability provisions may be outlined in individual service agreements

7.4 Claims must be brought within the timeframe specified by applicable law

8. Force Majeure

Fiscal Edge shall not be liable for any failure or delay in performance caused by circumstances beyond our reasonable control, including but not limited to natural disasters, acts of government, wars, civil unrest, strikes, telecommunications failures, cyber attacks, or other events constituting force majeure. During such events, our obligations will be suspended for the duration of the force majeure circumstance.

Legal Framework and Dispute Resolution

9. Governing Law and Jurisdiction

9.1 Applicable Law: These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of Cyprus, without regard to its conflict of law provisions.

9.2 Jurisdiction: You agree to submit to the exclusive jurisdiction of the courts of Cyprus for any disputes arising from or relating to these terms or our services.

9.3 International Clients: For clients outside Cyprus, Cyprus law shall apply to the extent permitted by the laws of your jurisdiction.

10. Dispute Resolution Procedures

In the event of any dispute arising from these Terms and Conditions or our services, we encourage the following resolution process:

Step 1: Direct Communication

Step 2: Formal Written Notice

If initial discussions do not resolve the matter, provide written notice detailing the dispute and proposed resolution.

Step 3: Mediation

Before pursuing legal action, parties agree to attempt resolution through mediation by a mutually agreed-upon mediator.

Step 4: Legal Action

If mediation fails, disputes may be resolved through the Cyprus court system as specified in the jurisdiction clause.

11. Severability

If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, shall be severed from these terms. The remaining provisions shall continue in full force and effect.

12. Entire Agreement

These Terms and Conditions, together with our Privacy Policy, Cookie Policy, and any formal service agreements, constitute the entire agreement between you and Fiscal Edge regarding the use of our website and services. They supersede all prior agreements, understandings, or communications, whether written or oral.

No modification or amendment to these terms shall be binding unless made in writing and signed by an authorized representative of Fiscal Edge.

13. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website with an updated "Last updated" date. Material changes will be communicated to active clients where feasible.

Your continued use of our website or services after any modifications constitutes acceptance of the revised terms. We recommend reviewing these terms periodically to stay informed of any changes.

14. Age Restrictions

Our services are intended for individuals who are at least 18 years of age and have the legal capacity to enter into binding contracts. If you are accessing our website or services on behalf of a business entity, you represent that you have the authority to bind that entity to these Terms and Conditions. We do not knowingly provide services to minors.

Questions or Concerns?

If you have questions about these Terms and Conditions or need clarification on any provision, please contact us. We are committed to addressing your concerns and ensuring clear communication.